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Secure Your Family’s Financial Future in 24 Hours

We compare over 30 top carriers to build a personalized safety net that fits your budget and goals instantly.

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Over 41 Happy Customers!

Find the Right Insurance Plan Today With a Dependable Insurance Agency Serving Rockford, IL

Secure your future with Whitestone F&I Solutions, Rockford’s trusted partner for clear, personalized insurance guidance. Backed by 25 years of industry leadership, we simplify complex coverage options, from family health plans to dealership protection, delivering same-day solutions and independent comparisons that put your needs first.

Insurance Agency (3)

Built on Experience, Backed by Integrity

We believe insurance services should be straightforward and dependable. Our team combines 25 years of industry experience with personalized guidance and same-day service. As an independent insurance agent team, we focus on clear explanations, tailored solutions, and building long-term relationships based on trust and reliability.

  • Experience Matters: 25 years of combined industry experience guiding families, individuals, employers, and dealerships.
  • Personalized Plans: Coverage designed around your goals, budget, and stage of life.
  • Transparent Guidance: Clear explanations so you understand every policy and option.
  • Same-Day Service: Fast solutions and instant, no-obligation free quotes.
  • Independent Options: As an independent insurance agent, we compare plans to fit your needs.
  • Reliable Support: Two core team members supported by five trusted agents focused on dependable service.
Insurance Agency (5)

Practical Protection for Every Stage of Life

Finding the right coverage can feel overwhelming. Many families and business owners struggle to understand life insurance policies, retirement income options, or health insurance marketplace plans. We simplify that process by explaining your choices clearly and helping you select coverage that fits your goals.

Our life insurance agent services include term life insurance, permanent life insurance, final expense insurance, and mortgage protection insurance designed to protect your loved ones. For retirement planning services, we offer fixed annuities that provide predictable income and tax-deferred growth. Individuals and families can choose from private health insurance, supplemental health insurance, and affordable health insurance plans tailored to everyday and unexpected medical needs.

We also guide clients through Medicare Advantage plans and other Medicare coverage options with clear comparisons and enrollment assistance. Employers rely on us for group health insurance and employee benefits packages that help attract and retain quality employees. Dealership partners benefit from vehicle protection plans that enhance customer satisfaction and department performance.

Our process is simple: evaluate needs, compare options, explain clearly, and provide  no-obligation free quotes.

Personalized Insurance Solutions

From life insurance and fixed annuities to health insurance plans, Medicare advantage plans, group health insurance, and vehicle protection plans, we offer dependable solutions tailored to individuals, families, employers, and dealerships. Explore our services to find coverage built around your goals.

Medicare Coverage Choices
Medicare Insurance

Review Medicare advantage plans and prescription coverage with clear comparisons. Get personalized guidance and a no-obligation quote.

Medicare Insurance
  • Medicare Advantage plans
  • Medicare supplement plans
  • Part D prescription drug plans
  • Enrollment assistance
  • Medicare plan comparisons
Fixed Annuities
Annuities

Build predictable retirement income with fixed annuities designed for long-term stability. Review your options and request a free quote.

Annuities
  • Fixed-rate annuity options
  • Immediate and deferred payouts
  • Tax-deferred growth solutions
  • Retirement income planning
  • Beneficiary planning options
Life Insurance
Life Insurance

Secure dependable life insurance coverage tailored to your family’s needs. Compare options clearly and request your free quote today.

Life Insurance
  • Term life insurance options
  • Whole and permanent coverage
  • Final expense protection
  • Mortgage protection plans
  • Personalized policy guidance
Group Health Insurance
Group Benefits

Strengthen your team with customized group health insurance and employee benefits packages. Request a free quote for your business.

Group Benefits
  • Group health insurance
  • Group life insurance
  • Group disability coverage
  • Small business group plans
  • Employer-sponsored benefits
Health Insurance Plans
Individual & Family Health Insurance

Protect your household with flexible health insurance plans that fit your budget. Check out coverage options and get a free quote today.

Individual & Family Health Insurance
  • Individual health insurance
  • Family coverage plans
  • Supplemental health insurance
  • Critical illness coverage
  • Long-term care solutions
Vehicle Protection Plans
Dealership

Enhance dealership performance with tailored vehicle protection plans and F&I solutions. Request same-day service and a free quote.

Dealership
  • Service contracts
  • GAP and theft protection
  • Tire and wheel protection
  • Appearance and rust protection
  • Key fob replacement
Insurance Agency (8)

Navigate Medicare Enrollment With Reliable Medicare Coverage Options

When you need an insurance agency in Rockford, IL, you deserve dependable guidance and clear answers. At Whitestone F&I Solutions, we help homeowners, families, business owners, and dealerships clarify every Part and Plan so you avoid penalties and secure the benefits you deserve. Whether you are exploring life insurance, retirement planning services, health insurance plans, Medicare advantage plans, or group health insurance, we walk you through each option step by step. Our independent insurance agent team focuses on transparent explanations, personalized coverage plans, and same-day service. Let us provide the dependable support you can count on.

Get Your Free Quote Today

Receive a free, no-obligation quote now with fast, reliable service tailored to your needs.

Frequently Asked Questions

Have questions about choosing the right insurance services? We provide clear answers about life insurance, health insurance plans, retirement planning services, Medicare advantage plans, and group health insurance to help you make confident decisions.

  • How do I choose the right life insurance policy?

    The right life insurance policy depends on your age, income, debts, and family goals. We compare term life insurance, whole life insurance, and final expense insurance options to match your budget and long-term financial needs.

  • What are fixed annuities used for?

    Fixed annuities are often used for retirement income planning. They provide predictable payouts, protection from market volatility, and tax-deferred growth to help create steady income during retirement years.

  • How do health insurance marketplace plans work?

    Health insurance marketplace plans offer coverage for individuals and families. Costs, provider networks, and benefits vary by plan, so we review options carefully to help you choose affordable health insurance plans that meet your needs.

  • What is the difference between Medicare Advantage and Medigap?

    Medicare Advantage plans bundle coverage under private carriers, while Medigap supplements Original Medicare by helping cover out-of-pocket costs. We provide Medicare plan comparison guidance to help you understand your options clearly.

  • Can group health insurance help small businesses?

    Yes. Group health insurance and employee benefits packages can improve employee retention and support recruitment. Plans are customized based on company size, goals, and budget.

Insurance Agency (2)

See What Our Clients Say

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Michelle G

John Wegner was personable and professional when working with me regarding my future Medicare options. He is very well versed in the myriad of choices available and was able to explain everything without overwhelming me. I would recommend working with John for navigating the best plan for you.

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Rebecca Villarreal

John was friendly, very knowledgeable and really made sure we got everything taken care of! Would highly recommend to anyone who needs help in the health insurance area!

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Daniel Hartman

John was great to work with and very helpful throughout the process. I highly recommend working with him.

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Maurice Davenport

My experience with John Wagner was very helpful and he did a wonderful job.

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Leticia Parker

My experience with my broker was Amazing! Very prompt with responding to me, and was able to answer any and all of my questions. Absolutely job well done! Thank you John Wegner.

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Michelle Ritschel

Highly Recommend John! We needed new insurance and had a pleasure working with John. He provided excellent service and was incredibly patient with all our questions. His knowledge made the whole process easy and stress-free. If you’re looking for an agent, definitely go with John!

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Verlean Hammock

My husband & I have used Whitestone service for the past two years. We have been satisfied with the service that we have received. John Wegman has been very thorough with all of our insurance needs. We would highly recommend Whitestone for your insurance needs.

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Jan Brown-Grams

John is the kindest and most trustworthy agent we have ever met. He is straight forward, honest and listens. Also our rescue dog has never gone near a stranger, but he jumped on John’s lap and let John pet him. Wow, that was amazing. We met him last year
and he guided us through the maze and we will keep working with him as long as we are on Medicare.

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Shelly Burns

John was very flexible about scheduling, and such a good communicator. He made complicated topics easy to understand. I also felt very comfortable asking questions. His help is very appreciated!

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CZ

John Wegner was an amazing guide through my medicare journey. Knowledgeable, experienced, patient, compassionate, and kind, he supported all my needs as I struggled to navigate the process. Due to health issues and a team of specialist physicians, in addition to a recent move to another state, my case was challenging. John was a rock star in providing the information I desperately needed to determine my best course of action. Blessed to have benefited from his involvement! Thank you, Mr Wegner.

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Lisa

J.C. made the Medicare enrollment process quick and easy. I was apprehensive because I heard a lot of people say it was complicated. But Jc explained everything very well and I had a positive experience.

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Abby Elvidge

Whitestone F&I Solutions has always provided my family with compassionate and caring service. We’re not just a number to them. They are knowledgeable and take into consideration our needs in recommending the best solutions for us. Thank you and kudos for your commitment to stellar customer care.

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Let’s Protect What Matters

Primary Location

Here to help with your coverage needs.

Primary Phone

Call today to speak with a licensed agent.

(815) 893-7600

Primary Email

Get in touch with us if you have questions.

jwegner@whitestonefi.com

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    Service Areas

    Our interactive map highlights our reach across Rockford, IL, and surrounding communities. We provide dependable insurance agency solutions for individuals, families, employers, and dealerships who value personalized guidance and fast service.