Comprehensive Group Disability Coverage
At Whitestone F&I Solutions, we understand the importance of protecting your employees' financial well-being in the event of disability. Our group disability insurance options include both short-term and long-term coverage. With our expertise spanning Illinois and Wisconsin state line areas, we offer customized solutions that balance comprehensive protection with cost-effective premiums:
- Short-Term Disability (STD): Replaces a portion of income for a limited period after the disabled employee has exhausted the available sick leave. Will pay out benefits for anywhere from 9 to 52 weeks, depending on the plan.
- Long-Term Disability (LTD): Replaces a portion of a disabled employee’s income after the employee has used up both sick leave and short-term disability benefits. The duration of the payouts varies. Some policies will pay out for a certain number of years (such as 2 to 5) or until the disabled employee reaches a certain age (such as 65).
Our certified professionals are ready to guide you through the intricacies of group disability insurance, ensuring your team has the support they need when it matters most.
Reach out to us to request a free quote.
Importance of Group Disability Coverage
Group disability insurance is a crucial component of a robust employee benefits package. It provides financial security to your staff when they're unable to work due to illness or injury. Investing in group disability insurance through Whitestone F&I Solutions offers numerous advantages for both employers and employees. Here's why it's a vital consideration for your business:
- Protection against loss of income during medical leave
- Reduced financial stress for employees facing health challenges
- Improved employee loyalty and job satisfaction
- Tax benefits for employers offering group coverage
- Customizable plans to suit various industry needs
- Potential for quicker return-to-work outcomes
What Sets Whitestone F&I Solutions Apart
Choosing Whitestone F&I Solutions for your group disability insurance needs means partnering with a team dedicated to your organization's welfare. Our approach combines industry knowledge with personalized service:
- Over 25 years of insurance industry experience
- Certified professionals guiding you through the process
- In-depth policy planning tailored to your workforce
- Transparent explanations of coverage options
- Same-day service for urgent inquiries
- Instant, no-obligation free quotes
Contact Us
Your employees are the backbone of your business, and their financial security is paramount. Whitestone F&I Solutions is committed to providing comprehensive group disability insurance that protects your workforce and enhances your company's value proposition. Whether you're exploring short-term, long-term, or seeking to understand group disability insurance costs, our team is ready to assist.
Contact us today to create a robust safety net for your team that stands the test of time.
We do not offer every available plan in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Welcome To Medicare or 1-800-MEDICARE to get information on all of your options.
We do not offer every plan available in every market. Currently, we represent 5 organizations which offer over 80 plus plans in your area. Please contact Medicare.gov/800-633-4277 or your local State Health Insurance Program.
